3 Simple Steps for Creating a Budget

What’s your favorite day of the month? Most people will agree, it’s payday. For some consumers though, paycheck to paycheck is a way of life (albeit not a very financially smart way of life.) “Where did all my money go??” If you ask yourself this question on a consistent basis, then it’s time to create […]

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Things People with Good Credit Have in Common

Good credit is not a commodity to be bought or sold; it’s something which has to be cultivated with time. All it takes is the right strategies and financial moves to acquire a good credit rating and its associated perks. Your credit score falls anywhere between 300 and 850. The higher your score, the lower […]

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Do you need business credit?

So you’re getting ready to show off some properties to your new clients. You map out where you’re going and pile into your trusty, but dated, automobile. It’s about that time you realize the “old girl” isn’t what she used to be. Perhaps a new car would look a bit more professional, but you’re not […]

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Can You Have Too Many Credit Cards?

Is it possible to have too many credit cards? Having a large amount of credit cards isn’t always a bad thing. If maintained well, having tons of credit cards can be beneficial to your credit score. When it comes to your credit score, it’s all about managing your credit cards correctly. If you are unable […]

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What is a Good Credit Score?

With 56% of Americans having poor or bad credit, good credit can be hard to come by… But what is a good credit score exactly? Different lenders may have different definitions of what a “good” credit score is. One lender may approve clients with a 640 credit score or higher while another might approve clients […]

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What Makes Up Your Credit Score?

Why do we have credit scores? What makes up your credit score? Did you know 56% of Americans have bad credit? Credit scores were implemented to determine the creditworthiness of a borrower. The higher the credit score, the more likely the consumer will pay his or her bills on time. While the most important piece […]

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Closing Credit Cards: When Should You Do It

You’ve gotten a new credit card and are looking to get rid of the old one that’s been with you since the dawn of time. Sure, you’ve had some good times together. After all if it wasn’t for your trusty credit card you wouldn’t have been able to pay for all those dates to impress […]

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Bad Credit Will Control Your Life

How your credit looks can affect the way you live your life. Having bad credit can destroy you financially and be the difference between spending and saving some serious dough each month. A prime example of this would be an auto loan. Cars are necessities. Bad credit will cause you to pay thousands extra on […]

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Game of Loans – A Guide to Defeating Student Loan Interest

Interest is Coming…. In the hit HBO series Game of Thrones, royal families prepare to go to war against each other in a quest for power. Recent college graduates are about to go to war as well…. war with student loan interest. Maybe you’ve been out of college for some time now and are currently […]

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The Steps to Good Credit – Credit’s Do’s and Don’ts

The Dos and Don’ts to Good Credit Your credit score is the most important number in your life. It can determine whether or not you will be owning a new home, driving the car of your dreams, or even securing that new job you just had an interview for. Having a good credit score can […]

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