Does a Good Credit Score Mean Cheaper Car Insurance?

It’s no secret that nowadays your credit score is almost as important as your social security number, but can having a good credit score lead to cheaper car insurance? Although insurance providers may not willingly divulge the information on exactly how your deductibles and premiums are calculated, but it’s almost a guarantee that your current […]

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NJ Identity Theft Victims Offered Help With Credit Repair Process

Identity Theft topped the Federal Trade Commission’s list of consumer complaints in 2010, accounting for 19% of the 6.1 million complaints received, and 2011’s totals are expected to be even higher. ID theft is now an estimated 37 billion dollar crime. Victims of identity theft can face out-of-pocket costs of $3,000 or more plus be left with hundreds […]

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Credit Scoring: A Consumer’s Perspective

It is no secret that insurance companies use the credit scores of individuals as one tool in the approval/disapproval process and in establishing premiums. Most courts allow this process as long as the scoring is uniformly applied to all insureds and is consistent with the purposes of the individual state’s insurance code. But just because […]

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12 myths about bankruptcy

Will you lose your house and retirement savings? When will you be able to borrow money again? Get the facts on these questions and more.   Like most big, bad scary things, bankruptcy has a reputation based on a few tidbits of truth and a lot of embellishment. And like most creepy crawlies, it’s not […]

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How Bad Credit and Employment Go Hand-in-Hand

Better Qualified, a leader in credit repair services, says potential employers may turn down job prospects because of bad credit scores. Many consumers may not even realize that employers have the ability to access the credit history of applicants and current employees, adding to the importance of credit repair in today’s rocky economic and unemployment […]

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