5 Simple Facts about Credit Card Debt

by: Janna Weiss Wherever there are credit cards, it seems that tales of unmanaged debt are always lurking nearby. But it’s entirely possible to have a credit card – or several – without carrying an unhealthy load of debt. Plenty of people do just that. Here are five facts about credit card debt that can […]

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The Better Qualified Renters Certificate

Renting an apartment is never easy for either landlord or tenant. And the hardest part, especially in this economy, is convincing a landlord to rent to a tenant who has had credit problems. With that in mind we have created The Better Qualified Renters Certificate, a program designed to assist people with low credit scores […]

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Will Paying Off Old Debt Boost Your Credit Score?

Angie Mohr, provided by Investopedia June 1, 2011 If you have a low credit score and are working towards raising it, it seems to make sense to pay off all of your old delinquent debts. However, this strategy can sometimes backfire and drop your score further. Any credit score repair strategy should involve analyzing each […]

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The Cost Of Bad Credit

Bad credit costs you in more than the extra interest you have to pay. Bad credit can lead to reduced opportunities, family stress, and having to associate with lenders who see you as a mark. Here are some of the unpleasant consequences of bad credit.  Fees: Creditors may add fees, such as late fees, over-limit […]

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Identity Theft Just Keeps Getting Worse

  Approximately 15 million United States residents have their identities used fraudulently each year with financial losses totalling upwards of $50 billion. That means approximately 7% of all adults have their identities misused with each instance resulting in approximately $3,500 in losses. Close to 100 million additional Americans have their personal identifying information placed at […]

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FICO Score vs VANTAGE Score

There is some confusion going on lately about the credit score range and about the credit scoring in general. We believe this is caused by the recent introduction of the VantageScore in addition to the FICO score that we are all used to as a ‘classic’ or common credit score. Let us outline the main […]

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How Credit Is Calculated

· 35% Payment history · 35% Amounts owed · 15% Length of credit history · 10% New credit · 10% Type of credit – Stay away from small department store cards; they have a low limit and tend to bring down your overall score. – You must use credit in order for it to report […]

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Text Marketing for Realtors

What if YOUR yard sign could capture the phone # of every person who looked at your listing?  It can!!! Yard signs are still one of the most effective and affordable marketing solutions for Realtors.  A well placed sign is one of your greatest assets when selling a home.  Technology is changing the way buyers […]

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Great Results

4 judgments deleted 15 Deletions In The First Round 7 Deletions In The First Round Score Jumps 156 Points 10 Deletions In The First Round Judgments & Collections Deleted    

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Better Qualified Receives ‘A’ Rating From BBB Of New Jersey

PRLog (Press Release) – Feb 11, 2011 – EATONTOWN, N.J. – (Feb 11, 2011) Better Qualified LLC is proud to announce it has received an A rating from the Better Business Bureau of New Jersey. The Eatontown-based company assists companies and individuals with credit problems to restore their credit and to develop stronger financial habits […]

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