Kansas case puts face on ‘total identity theft’

Roxana Hegeman October 23, 20 WICHITA, Kan. (AP) — When Candida L. Gutierrez’s identity was stolen, the thief didn’t limit herself to opening fraudulent credit and bank accounts. She assumed Gutierrez’s persona completely, using it to get a job, a driver’s license, a mortgage and even medical care for the birth of two children. All […]

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New consumer help with credit reports

Kathleen Pender October 22, 2012 Starting this week, consumers who have trouble getting mistakes in their credit reports corrected or have other problems with credit bureaus can file a complaint with the Consumer Financial Protection Bureau. The CFPB will help consumers resolve issues with credit reporting agencies, also known as credit bureaus or consumer reporting […]

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Short Sales – 10 Common Myths Busted

by Brandon Brittingham on September 26, 2012 It’s likely you’ve heard the term “short sale” thrown around quite a bit. What exactly is a short sale? A short sale is when a bank agrees to accept less than the total amount owed on a mortgage to avoid having to foreclose on the property. This is […]

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10 reasons you can’t get credit

By Gerri Detweiler, Credit.com 8/10/2012   When an application is turned down, you should know why. Here are some of the common reasons, and what you should do next. If you’ve never been rejected for credit, count yourself fortunate. Somewhere between 25% and 35% of credit card applications are typically approved, “depending upon the pricing […]

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Buying beats renting in most U.S. cities

By Les Christie August 2, 2012 NEW YORK (CNNMoney) — For people who are willing to stay put for a few years, buying a home has become a much better deal than renting in almost every major housing market in the nation. In more than 75% of the 200 metro areas analyzed by real estate […]

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Using rent payments to rebuild your credit

Thursday, June 7, 2012 By Tara-Nicholle Nelson Q: How can I set up a lease-to-own on a three-unit property and have it count on my credit report? –Bruce T. A: I’m delighted that you asked this question, for several reasons. There are many, many folks out there who are trying to recover their finances and […]

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How credit inquiries affect FICO scores

June 08, 2012 05:30PM By Kenneth R. Harney In a marketplace where lenders are demanding record-high FICO credit scores — Fannie Mae and Freddie Mac are averaging around 760 on approved mortgages this year — are you a little fuzzy about what can push your scores up or down? Take “inquiries,” which Fair Isaac Corp., […]

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Buying a home won’t get much cheaper

By Les Christie @CNNMoney May 3, 2012 Several housing experts are predicting that this year will be the last chance for homebuyers to cash in on the weak housing market. NEW YORK (CNNMoney) — Buying a home may never get any cheaper than this. Several housing experts are predicting that this year will be the […]

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Esteemed Judgment, Debt Attorney Abel L. Pierre Joins The Credit Repair Experts at Better Qualified

Abel L. Pierre Brings a Decade of Practical & Legal Experience and Combines that with Over 40 years Case Law to Bolster Consumers’ Abilities to Fight the Credit Bureau Giants.   FOR IMMEDIATE RELEASE   PRLog (Press Release) – Apr 30, 2012 – NEW YORK, NY— Over the past several years, Better Qualified, LLC has […]

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More consumers have near-perfect FICO credit score

By Pamela Yip   Many consumers are now in the top range of 800-850 of the FICO credit score, which is used by many lenders to determine creditworthiness, according to FICO Labs. The company said 18.3 percent of consumers have a FICO score in that coveted range, the highest level since October 2008. The FICO […]

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