5 Tips for preventing a bad credit score

5 Tips for preventing a bad credit score No one plans a bad credit score, it’s just that life sometimes throws a curveball to you where  your credit history ends up badly damaged. Usually, it’s repeated mistakes that lead to low credit  scores. And protecting your credit score does not seem to be a big […]

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Multiple Credit Card Applications Can Affect Your Credit

It is true that you need to get credit to build a good credit score and this can be done by getting a credit card and using it responsibly. However, making various credit card applications in a short  span of time can also damage your credit score. The reason multiple credit card applications affect your […]

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CEO Paul Oster speaking with CBS discussing identity theft

Identity theft tips to help you avoid dangerous mistakes made through social media networks. These tips will help you easily and conveniently protect yourself and family online.

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Credit Restoration 101

1. Make A Plan And Stick To It. You must be serious and committed to making changes in your lifestyle – changes that will bring financial peace of mind. Above all, restrict yourself to absolutely necessary purchases. Borrow wisely. The two most important questions to ask yourself: “can I afford it?” and “do I really […]

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Unnecessary Transfer of Wealth

My grandmother always told me, “It’s never about how much money you make, it’s about how much money you can save.” This coming from a woman who made the best of living on my grandfather’s meager wages. All I know is that she owned her own home, never wanted for anything, was never in debt […]

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Credit Tips From Paul Oster “The Nation’s Credit Repair Man”

Credit Tips To Help You Avoid Dangerous Mistakes Credit cards help you easily and conveniently buy things you want (not necessarily need) and even help bail you out of a jam. Unfortunately all this comes at a price; moreover, uncontrolled spending and credit card use leads to various financial mistakes which come with long-term effects. […]

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The Walking Debt – A Guide to Eliminating your Debt

If you’re like me, then every Sunday night you’re glued to the TV watching AMC’s The Walking Dead, hoping your favorite character isn’t the next to be killed off. The show focuses around a group of survivors constantly stressing over how they are going to overcome a growing zombie threat known as walkers. The stress […]

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What is a Charge-Off?

Although the term “charge-off” sounds good, in reality, charge offs are devastating to your credit report and score. Having an account report in charge off status can bring your score down hundreds of points and may even put that account into collections. What is a Charge-Off? An account can get changed into charge off status […]

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Can You Have Too Many Credit Cards?

Is it possible to have too many credit cards? Having a large amount of credit cards isn’t always a bad thing. If maintained well, having tons of credit cards can be beneficial to your credit score. When it comes to your credit score, it’s all about managing your credit cards correctly. If you are unable […]

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What is a Good Credit Score?

With 56% of Americans having poor or bad credit, good credit can be hard to come by… But what is a good credit score exactly? Different lenders may have different definitions of what a “good” credit score is. One lender may approve clients with a 640 credit score or higher while another might approve clients […]

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