5 Ways to Build Your Credit Score

When it comes to improving your credit score, consumers are left in the dust. Most individuals have basic knowledge of what can destroy their credit. Few know the steps to increase their credit score. Here’s 5 tips that will help build your credit score to where you would like it to be. 1. Positive Trade Lines […]

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7 Mistakes That Will Destroy Your Credit

Building your credit score takes time, patience, and loads of hard work. Wrecking it, on the other hand, is a cakewalk. With just a couple errors you can see your credit score plummet into the danger zone, where it can remain for YEARS if not taken care of. Once your score drops, you can be […]

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Data Breaches: Why You Should Worry

It’s your day off, and you’re out picking up some groceries at WalMart. After the cashier is finished ringing you up,  you pull out your AMEX and swipe to pay without thinking twice.  On the way home you stop by Target to pick up that rug that you’ve been eyeing up for the past few […]

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Student Loans and your Credit Score

With the exit of Labor Day, summer has officially come to a close. For hordes of young Americans, this means one thing: back to school. Back to late night cramming, ramen dinners, and hopelessly worrying about how student loan debt will annihilate your credit score come post-graduation. But before you start to panic, let’s take […]

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Target Breach: How to Lose Friends and Alienate Customers

Target’s response to its recent breach is a good lesson in what not to do after a company experiences a security incident. Other corporations facing the growing risk of data breaches can learn from the many missteps, if not foolish errors, taken by one of the nation’s largest retailers. The company’s first mistake was bad […]

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ObamaCare Website Creating Credit Concerns

By Nadiah Sarsour/Published November 14, 2013/FOXBusiness While a battle rages over technical issues on the ObamaCare online marketplace, questions are emerging about the safety of data on the website. Better Qualified CEO Paul Oster said the website is rife with security problems that can lead to identity theft and potentially wreck one’s credit if exploited. […]

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Don’t co-sign on a student loan until you understand the full repercussions

By Paul Oster / NEW YORK DAILY NEWS Tuesday, August 6, 2013, 10:12 AM Make sure you are making the payments so that you can keep track of the loan. Often parents don’t understand that student loan debt is not dischargeable in bankruptcy. The Money Pros are standing by to take your questions Q. My […]

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Equifax must pay $18.6 million after failing to fix Oregon woman’s credit report

By Laura Gunderson, The Oregonian A jury Friday awarded an Oregon woman $18.6 million after she spent two years unsuccessfully trying to get Equifax Information Services to fix major mistakes on her credit report. The judgement, likely to be appealed, appears to be one of the largest awarded to a consumer in a case against […]

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How to Repair and Maintain Your Credit

By Kathy Weyer Do you know your credit score? It’s just as important as your blood pressure, heart rate and sugar levels. And it can be the deciding factor as to whether you’ll get that loan, that job or that place to live. When you apply for credit, the lender will pull up information held […]

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Applying for a Mortgage? Better Check Your Credit Report for Errors!

Are you getting ready to apply for a mortgage?  Have you obtained a recent copy of your credit report to check for inaccuracies?  If not, you might be surprised by what you find. A February 2013 study from the Federal Trade Commission (FTC) found that: five percent of consumers had errors on one of their […]

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