New credit score could help millions

By Blake Ellis @CNNMoney March 11, 2013     A new credit scoring model will potentially boost scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The new scoring model will be used in the latest version of the VantageScore, the credit score […]

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40 Million Mistakes: Is your credit report accurate?

  DID YOU KNOW… Your credit score can cost or save you thousands of dollars?   As most of you know, you carry three FICO scores, one from each of the three Credit Bureaus: Experian, TransUnion, and Equifax. Each of these scores is based on information the bureau keeps on file about you and, as this […]

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The 6 Biggest Ways Bad Credit Can Mess Up Your Life

Bad credit is something you don’t want associated with your finances. Unfortunately, you may have less than stellar credit at some point in your life. Credit scores represent a person’s credit worthiness, designed to show a lending institution who is a good investment, and who is… not so much. Banks believe that credit scores — i.e. […]

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OOOOhh NOOOOO!!

With the holiday season now over and the new year in effect, many of us are coming back down to the real world.  We now need to figure out how much money we just spent on credit cards and, what should we do with the new retail credit cards we just opened?  Let me guess, the […]

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4 essential types of credit cards

9/18/2012 By Jeanine Skowronski, CardRatings.com   Unless you’re prone to overspending, in which case you should limit the amount of plastic you pack in your wallet, there are advantages to having more than one credit card at your disposal. To take advantage of the many features and benefits of credit cards, it can be worthwhile […]

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Paul Oster appears on the Wall Street Journal’s Daily Wrap Show

Paul Oster, CEO of Better Qualified, appears on the Wall Street Journal’s Daily Wrap Show hosted by Michael Castner. The show is heard on over 100-radio stations coast to coast. In this informative interview Paul talks about improving, protecting and monitoring your credit score on a regular basis as well as the secrecy behind how […]

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New consumer help with credit reports

Kathleen Pender October 22, 2012 Starting this week, consumers who have trouble getting mistakes in their credit reports corrected or have other problems with credit bureaus can file a complaint with the Consumer Financial Protection Bureau. The CFPB will help consumers resolve issues with credit reporting agencies, also known as credit bureaus or consumer reporting […]

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Buying beats renting in most U.S. cities

By Les Christie August 2, 2012 NEW YORK (CNNMoney) — For people who are willing to stay put for a few years, buying a home has become a much better deal than renting in almost every major housing market in the nation. In more than 75% of the 200 metro areas analyzed by real estate […]

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US fixed mortgage rates fall to new record lows

WASHINGTON (AP) – Fixed U.S. mortgage rates fell again to new record lows, providing prospective buyers with more incentive to brave a modestly recovering housing market. Mortgage buyer Freddie Mac said Thursday that the average on the 30-year loan dropped to 3.62 percent. That’s down from 3.66 percent last week and the lowest since long-term […]

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Survey shows consumers still in the dark about credit

WASHINGTON, D.C. May 15, 2012 Consumer knowledge about credit scores has improved significantly over the past year, including awareness of who collects information on which most scores are based, the importance of checking this information, what good scores are, how to raise them, and what service providers use these scores, according to a survey in […]

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