Bamboozled: Big victory against credit-reporting firm that wrongly called Navy vet a felon

Chaz Epps shouldn’t be mistaken for a felon anymore. A case of identity theft and a jumbled credit report brought Epps, 32, to Bamboozled in 2013. Despite some pretty clear evidence, the credit reporting company refused to fix the mistakes Epps reported it made. That no longer appears to be a problem. Epps, a Navy […]

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How police identify dealers who use the ‘darknet’ to buy, distribute drugs

Did you know there’s a Craigslist-type of hidden network used to sell illegal substances? If you think you know about the dangers lurking on the internet, you may think again after hearing about the ‘darknet.’ “It’s a series of numerous websites that were built kind of specifically for people to be able to browse anonymously,” […]

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Paying off holiday shopping debts

With the holiday season over, many New Jersey residents are starting 2018 with more debt than they bargained for. A survey finds that shoppers charged about 5 percent more this holiday season than previous years. More than half of those surveyed say that they will still be paying off the bills by the spring. But […]

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What’s The Deal With Credit Inquires

As a certified FICO Pro, I get this question on a daily basis. There is so much confusion surrounding the topic of inquiries. It is very important that consumers understand how this process really affects your credit score. What is an “inquiry”? When you apply for credit, you authorize those lenders to ask or “inquire” […]

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It’s time to pay those holiday credit card purchases: Here’s how to manage

This is the kind of hangover that can really cause some damage. It’s a little over a month since Christmas Day, and New Jersey residents are facing the bill for all the holiday gifts and entertainment they may have purchased with the simple swipe of a credit card. Known in the industry as the holiday […]

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Unnecessary Transfer of Wealth

My grandmother always told me, “It’s never about how much money you make, it’s about how much money you can save.” This coming from a woman who made the best of living on my grandfather’s meager wages. All I know is that she owned her own home, never wanted for anything, was never in debt […]

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Credit Tips From Paul Oster “The Nation’s Credit Repair Man”

Credit Tips To Help You Avoid Dangerous Mistakes Credit cards help you easily and conveniently buy things you want (not necessarily need) and even help bail you out of a jam. Unfortunately all this comes at a price; moreover, uncontrolled spending and credit card use leads to various financial mistakes which come with long-term effects. […]

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The Walking Debt – A Guide to Eliminating your Debt

If you’re like me, then every Sunday night you’re glued to the TV watching AMC’s The Walking Dead, hoping your favorite character isn’t the next to be killed off. The show focuses around a group of survivors constantly stressing over how they are going to overcome a growing zombie threat known as walkers. The stress […]

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Build Credit With Holiday Spending

It’s never too early to start planning your holiday spending budget. In 2014 average shoppers around the country were on pace to spend a whopping $861 on holiday gifts alone. With an expense that large, shouldn’t you get something back in return? (aside from the joyous feeling of gift giving of course!) Truth of the […]

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What is a Charge-Off?

Although the term “charge-off” sounds good, in reality, charge offs are devastating to your credit report and score. Having an account report in charge off status can bring your score down hundreds of points and may even put that account into collections. What is a Charge-Off? An account can get changed into charge off status […]

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