Avoid overspending this holiday season

Overspending during the holiday shopping season can lead to financial hardship come January. Financial planner Paul Oster says that he is in favor of using gift cards to shop for loved ones for the holidays. “Once you pick a budget for the people you’re going to shop for, buy a gift card to use and […]

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Plan Ahead, Pay Cash For Holiday Shopping, Expert Says

NEW YORK (CBSNewYork) — Whether you’re doing your holiday shopping in stores or online, consumer experts stress caution. For many Americans, those holiday deals add up to a mountain of debt come January. “They don’t plan,” Eric Stuerken, a consumer credit expert and co-founder of Better Qualified, told CBS2’s Jessica Layton. He said his office […]

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Madison Square Garden Company Alerts Customers of Data Breach

Madison Square Garden Company says there has been a data breach affecting customers who may have used cards at merchandise and food and beverage locations at its properties in the last year. Those include Madison Square Garden, Radio City Music Hall, Beacon Theatre and The Chicago Theatre, from the time period between Nov. 9, 2015 […]

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Trick or Treat: Free Credit Scores

Reasons Your Free Credit Scores and FICO Scores Are Different One of the main concerns that come with websites like Credit Karma or Credit.com, is that the free credit scores being provided are not your actual FICO (Fair Isaac Credit Organization) scores. This may lead you to seek for the new car you wanted or […]

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Taking a trip you can’t afford? Join the club

You may have earned a vacation this summer for all your hard work, but have you earned enough money to take one? Family vacation, motorhome trip. In a national survey from financial planning company LearnVest, 74 percent of respondents said they’ve gone into debt to pay for a vacation. On average, that debt topped $1,100. […]

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How to avoid falling into debt

4 Steps to help avoid falling into debt Fast internet services and instant gratification has made it harder for people to avoid falling into debt today. All you need to do is make a few clicks on your mouse, and you can buy anything you want and have it delivered to your doorstop. However this […]

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7 reasons for a drop in your credit score

Find out what may have caused a drop in your credit score Are you surprised that your credit score has dropped since you last checked it? If yes, don’t worry because the credit score calculation is rather complex. It is not easy pinpointing the exact reason for a drop in your credit score. However, here […]

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5 Tips for preventing a bad credit score

5 Tips for preventing a bad credit score No one plans a bad credit score, it’s just that life sometimes throws a curveball to you where  your credit history ends up badly damaged. Usually, it’s repeated mistakes that lead to low credit  scores. And protecting your credit score does not seem to be a big […]

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Multiple Credit Card Applications Can Affect Your Credit

It is true that you need to get credit to build a good credit score and this can be done by getting a credit card and using it responsibly. However, making various credit card applications in a short  span of time can also damage your credit score. The reason multiple credit card applications affect your […]

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Paying off holiday shopping debts

With the holiday season over, many New Jersey residents are starting 2018 with more debt than they bargained for. A survey finds that shoppers charged about 5 percent more this holiday season than previous years. More than half of those surveyed say that they will still be paying off the bills by the spring. But […]

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